/* ============================================
   PT. Cipta Dana Gadai - Modern Design System
   ============================================ */

/* --- CSS Custom Properties --- */
:root {
  --color-primary: #1a3a5c;
  --color-primary-light: #2a5a8c;
  --color-accent: #d4a843;
  --color-accent-light: #e8c56a;
  --color-dark: #0f1f33;
  --color-dark-alt: #162d4a;
  --color-text: #2d3436;
  --color-text-light: #636e72;
  --color-bg: #ffffff;
  --color-bg-alt: #f4f6f9;
  --color-bg-dark: #0f1f33;
  --color-success: #27ae60;
  --color-whatsapp: #25d366;
  --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-heading: 'Poppins', 'Inter', sans-serif;
  --shadow-sm: 0 2px 8px rgba(0,0,0,0.06);
  --shadow-md: 0 8px 30px rgba(0,0,0,0.08);
  --shadow-lg: 0 20px 60px rgba(0,0,0,0.12);
  --shadow-xl: 0 30px 80px rgba(0,0,0,0.15);
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}





/* --- Reset & Base --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-primary);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-primary-light);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--color-accent);
}

/* --- Typography --- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.3;
  color: var(--color-dark);
}

.section-title {
  font-size: 2.5rem;
  text-align: center;
  margin-bottom: 0.75rem;
  position: relative;
}

.section-subtitle {
  text-align: center;
  color: var(--color-text-light);
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto 3rem;
}

/* --- Container --- */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* --- Section Spacing --- */
.section {
  padding: 100px 0;
}

.section-alt {
  background: var(--color-bg-alt);
}

.section-dark {
  background: var(--color-bg-dark);
  color: #fff;
}

/* ============================================
   NAVBAR
   ============================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(15, 31, 51, 0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  padding: 0 24px;
  transition: var(--transition);
}

.navbar.scrolled {
  background: rgba(15, 31, 51, 0.98);
  box-shadow: 0 4px 20px rgba(0,0,0,0.2);
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1200px;
  margin: 0 auto;
  height: 72px;
}

.navbar-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.25rem;
  color: #fff;
  text-decoration: none;
}

.navbar-brand img {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  object-fit: cover;
}

.navbar-menu {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
}

.navbar-menu a {
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  text-decoration: none;
}

.navbar-menu a:hover {
  color: #fff;
  background: rgba(255,255,255,0.08);
}

.navbar-menu .btn-nav {
  background: var(--color-accent);
  color: var(--color-dark);
  padding: 10px 24px;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.85rem;
  margin-left: 8px;
}

.navbar-menu .btn-nav:hover {
  background: var(--color-accent-light);
  color: var(--color-dark);
  transform: translateY(-1px);
}

/* Hamburger */
.navbar-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.navbar-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #fff;
  border-radius: 2px;
  transition: var(--transition);
}

.navbar-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.navbar-toggle.active span:nth-child(2) {
  opacity: 0;
}

.navbar-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* ============================================
   HERO SECTION
   ============================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, var(--color-dark) 0%, var(--color-primary) 50%, var(--color-primary-light) 100%);
  overflow: hidden;
  padding-top: 72px;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(212,168,67,0.15) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(42,90,140,0.2) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-content h1 {
  font-size: 3.5rem;
  color: #fff;
  margin-bottom: 1.5rem;
  line-height: 1.2;
}

.hero-content h1 span {
  color: var(--color-accent);
}

.hero-content p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.8;
  margin-bottom: 1rem;
}

.hero-content .promo-badge {
  display: inline-block;
  background: rgba(212,168,67,0.15);
  border: 1px solid rgba(212,168,67,0.3);
  color: var(--color-accent);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 2rem;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 50px;
  font-family: var(--font-primary);
  font-weight: 600;
  font-size: 0.95rem;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
}

.btn-primary {
  background: var(--color-accent);
  color: var(--color-dark);
}

.btn-primary:hover {
  background: var(--color-accent-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(212,168,67,0.35);
}

.btn-outline {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.25);
}

.btn-outline:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
  transform: translateY(-2px);
}

.btn-whatsapp {
  background: var(--color-whatsapp);
  color: #fff;
}

.btn-whatsapp:hover {
  background: #20b058;
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(37,211,102,0.35);
  color: #fff;
}

.hero-image {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.hero-image-wrapper {
  position: relative;
  width: 100%;  
  max-width: 440px;
  z-index: 1;
}

/* Decorative background blobs */
.hero-image::after {
  content: '';
  position: absolute;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(212,168,67,0.12) 0%, transparent 70%);
  border-radius: 50%;
  bottom: -40px;
  right: -20px;
  z-index: 0;
  pointer-events: none;
}

.hero-image-wrapper img {
  width: 100%;
  border-radius: 20px;
  /* box-shadow: 
    0 30px 80px rgba(0,0,0,0.25),
    0 0 0 1px rgba(212,168,67,0.15); */
  position: relative;
  z-index: 2;
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}

.hero-image-wrapper:hover img {
  transform: scale(1.02);
  /* box-shadow: 
    0 40px 100px rgba(0,0,0,0.35),
    0 0 0 1px rgba(212,168,67,0.25); */
}

/* Gold accent frame behind the image */
.hero-image-wrapper::before {
  content: '';
  position: absolute;
  top: -16px;
  left: -16px;
  right: 16px;
  bottom: 16px;
  /* border: 2px solid rgba(212,168,67,0.35);
  border-radius: 24px; */
  z-index: 1;
  pointer-events: none;
  transition: all 0.4s ease;
}

.hero-image-wrapper:hover::before {
  top: -20px;
  left: -20px;
  right: 20px;
  bottom: 20px;
  border-color: rgba(212,168,67,0.6);
}

/* Floating decorative dots */
.hero-image-wrapper::after {
  content: '';
  position: absolute;
  width: 80px;
  height: 80px;
  background: radial-gradient(circle, rgba(212,168,67,0.2) 0%, transparent 70%);
  border: 2px solid rgba(212,168,67,0.15);
  border-radius: 50%;
  bottom: -20px;
  right: -20px;
  z-index: 0;
  pointer-events: none;
  animation: float-dot 4s ease-in-out infinite;
}

@keyframes float-dot {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-10px) scale(1.1); }
}

/* ============================================
   SECTION TWO - Solusi
   ============================================ */
.section-solusi {
  background: var(--color-bg);
  position: relative;
}

.solusi-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.solusi-content h2 {
  font-size: 2.5rem;
  margin-bottom: 1.5rem;
}

.solusi-content p {
  color: var(--color-text-light);
  font-size: 1.05rem;
  margin-bottom: 1rem;
  line-height: 1.8;
}

.solusi-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 2rem;
}

.btn-secondary {
  background: var(--color-primary);
  color: #fff;
}

.btn-secondary:hover {
  background: var(--color-primary-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(26,58,92,0.3);
  color: #fff;
}

.btn-download {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-download:hover {
  background: var(--color-primary);
  color: #fff;
  transform: translateY(-2px);
}

.solusi-visual {
  display: flex;
  justify-content: center;
}

.solusi-card {
  background: var(--color-bg-alt);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
  max-width: 400px;
  width: 100%;
  position: relative;
  overflow: hidden;
}

.solusi-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-accent), var(--color-primary-light));
}

.solusi-card-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--color-accent), var(--color-accent-light));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.solusi-card-icon .material-icons {
  font-size: 28px;
  color: var(--color-dark);
}

.solusi-card h3 {
  font-size: 1.3rem;
  margin-bottom: 0.75rem;
}

.solusi-card p {
  color: var(--color-text-light);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* ============================================
   SECTION THREE - Quote
   ============================================ */
.section-quote {
  background: linear-gradient(135deg, var(--color-dark) 0%, var(--color-primary) 100%);
  text-align: center;
  padding: 80px 0;
}

.quote-content {
  max-width: 800px;
  margin: 0 auto;
}

.quote-content blockquote {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 500;
  color: #fff;
  line-height: 1.6;
  position: relative;
  padding: 0 40px;
}

.quote-content blockquote::before {
  content: '"';
  font-size: 4rem;
  color: var(--color-accent);
  position: absolute;
  top: -20px;
  left: 0;
  font-family: Georgia, serif;
  line-height: 1;
  opacity: 0.5;
}

.quote-content blockquote::after {
  content: '"';
  font-size: 4rem;
  color: var(--color-accent);
  position: absolute;
  bottom: -40px;
  right: 0;
  font-family: Georgia, serif;
  line-height: 1;
  opacity: 0.5;
}

/* ============================================
   FEATURES
   ============================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.feature-card {
  background: var(--color-bg);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
  border: 1px solid rgba(0,0,0,0.04);
}

.feature-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(212,168,67,0.15);
}

.feature-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px;
  background: linear-gradient(135deg, rgba(212,168,67,0.1), rgba(212,168,67,0.05));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.feature-card:hover .feature-icon {
  background: linear-gradient(135deg, var(--color-accent), var(--color-accent-light));
}

.feature-icon .material-icons {
  font-size: 28px;
  color: var(--color-accent);
  transition: var(--transition);
}

.feature-card:hover .feature-icon .material-icons {
  color: var(--color-dark);
}

.feature-card h3 {
  font-size: 1.15rem;
  margin-bottom: 0.75rem;
}

.feature-card p {
  color: var(--color-text-light);
  font-size: 0.9rem;
  line-height: 1.7;
}

/* ============================================
   SECTION MOTOR
   ============================================ */
.section-motor {
  background: linear-gradient(135deg, var(--color-bg-alt) 0%, #e8ecf1 100%);
}

.motor-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.motor-content h2 {
  font-size: 2.2rem;
  margin-bottom: 1.5rem;
}

.motor-content p {
  color: var(--color-text-light);
  font-size: 1.05rem;
  margin-bottom: 1.5rem;
  line-height: 1.8;
}

.motor-rate {
  display: inline-block;
  background: linear-gradient(135deg, var(--color-accent), var(--color-accent-light));
  color: var(--color-dark);
  padding: 12px 28px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 1.2rem;
  margin-bottom: 2rem;
}

.motor-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.motor-image-wrapper {
  position: relative;
  width: 100%;
  max-width: 450px;
}

.motor-image-wrapper img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

/* ============================================
   INFO / ACCORDION
   ============================================ */
.info-section {
  background: var(--color-bg);
}

.accordion {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.accordion-item {
  background: var(--color-bg);
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: var(--transition);
}

.accordion-item:hover {
  border-color: rgba(212,168,67,0.2);
}

.accordion-header {
  width: 100%;
}

.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 28px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--color-dark);
  text-align: left;
  transition: var(--transition);
}

.accordion-trigger:hover {
  color: var(--color-primary-light);
}

.accordion-trigger .accordion-icon {
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--color-bg-alt);
  transition: var(--transition);
  flex-shrink: 0;
}

.accordion-trigger .accordion-icon .material-icons {
  font-size: 18px;
  transition: var(--transition);
  color: var(--color-text-light);
}

.accordion-item.active .accordion-trigger .accordion-icon {
  background: var(--color-accent);
}

.accordion-item.active .accordion-trigger .accordion-icon .material-icons {
  transform: rotate(180deg);
  color: var(--color-dark);
}

.accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}

.accordion-item.active .accordion-body {
  max-height: 2000px;
}

.accordion-content {
  padding: 0 28px 24px;
  color: var(--color-text-light);
  font-size: 0.95rem;
  line-height: 1.8;
}

.accordion-content strong {
  color: var(--color-dark);
  display: block;
  margin-top: 16px;
  margin-bottom: 8px;
  font-size: 1rem;
}

.accordion-content ul {
  list-style: none;
  padding-left: 0;
}

.accordion-content ul li {
  position: relative;
  padding-left: 20px;
  margin-bottom: 6px;
}

.accordion-content ul li::before {
  content: '•';
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: bold;
}

.accordion-content ul ul {
  padding-left: 20px;
  margin-top: 4px;
}

/* --- Skema Angsuran --- */
#tableskemaangsuran {
  display: block;
  width: 100%;
  min-width: 0;
  margin: 8px 0 4px;
  overflow-x: auto;
  border: 1px solid rgba(26, 58, 92, 0.12);
  border-radius: var(--radius-sm);
  background: var(--color-bg);
  box-shadow: var(--shadow-sm);
  border-collapse: separate;
  border-spacing: 0;
  color: var(--color-text);
  font-size: 0.92rem;
  line-height: 1.65;
}

#tableskemaangsuran caption {
  padding: 14px 18px;
  background: var(--color-dark);
  color: #fff;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 600;
  text-align: left;
}

#tableskemaangsuran tbody {
  display: table;
  width: 100%;
  min-width: 680px;
}

#tableskemaangsuran tr + tr td {
  border-top: 1px solid rgba(26, 58, 92, 0.1);
}

#tableskemaangsuran td {
  padding: 18px 20px;
  vertical-align: top;
}

#tableskemaangsuran td:first-child {
  width: 28%;
  background: rgba(244, 246, 249, 0.72);
  color: var(--color-primary);
  font-family: var(--font-heading);
  font-weight: 700;
}

#tableskemaangsuran td + td {
  border-left: 1px solid rgba(26, 58, 92, 0.1);
}

#tableskemaangsuran ul {
  margin: 0;
  padding-left: 20px;
}

#tableskemaangsuran li {
  margin-bottom: 8px;
}

#tableskemaangsuran li:last-child {
  margin-bottom: 0;
}

#tableskemaangsuran li::marker {
  color: var(--color-accent);
}

/* ============================================
   ADDRESS / MAP
   ============================================ */
.address-section {
  background: var(--color-bg-alt);
}

.address-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.address-info {
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
}

.address-info .company-name {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-dark);
  margin-bottom: 1rem;
}

.address-info .company-name span {
  color: var(--color-accent);
}

.address-detail {
  margin-bottom: 1.5rem;
}

.address-detail p {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 10px;
  color: var(--color-text-light);
  font-size: 0.95rem;
}

.address-detail .material-icons {
  font-size: 18px;
  color: var(--color-accent);
  flex-shrink: 0;
  margin-top: 3px;
}

.ojk-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
  color: #fff;
  padding: 12px 24px;
  border-radius: var(--radius-sm);
  font-size: 0.85rem;
  font-weight: 600;
  margin-top: 1rem;
}

.ojk-badge .material-icons {
  font-size: 18px;
}

.tagline {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--color-accent);
  margin-top: 1rem;
}

.map-container {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.map-container iframe {
  width: 100%;
  height: 400px;
  border: none;
  display: block;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
  background: var(--color-bg-dark);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand h4 {
  color: #fff;
  font-size: 1.3rem;
  margin-bottom: 1rem;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.7;
  max-width: 360px;
}

.footer-col h5 {
  color: #fff;
  font-size: 1rem;
  margin-bottom: 1.25rem;
  font-weight: 600;
}

.footer-col ul {
  list-style: none;
}

.footer-col ul li {
  margin-bottom: 10px;
}

.footer-col ul li a {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  transition: var(--transition);
}

.footer-col ul li a:hover {
  color: var(--color-accent);
}

.footer-bottom {
  padding: 24px 0;
  text-align: center;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.4);
}

/* ============================================
   FLOATING WHATSAPP
   ============================================ */
.whatsapp-float {
  position: fixed;
  width: 56px;
  height: 56px;
  bottom: 32px;
  right: 32px;
  background: var(--color-whatsapp);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.4);
  z-index: 999;
  transition: var(--transition);
  text-decoration: none;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 8px 30px rgba(37,211,102,0.5);
  color: #fff;
}

.whatsapp-float .material-icons {
  font-size: 28px;
}

.whatsapp-float::before {
  content: '';
  position: absolute;
  inset: -4px;
  border-radius: 50%;
  border: 2px solid rgba(37,211,102,0.3);
  animation: pulse-wa 2s infinite;
}

@keyframes pulse-wa {
  0% { transform: scale(1); opacity: 1; }
  100% { transform: scale(1.3); opacity: 0; }
}

/* ============================================
   FORM PENGAJUAN
   ============================================ */
.form-page {
  padding-top: 120px;
  padding-bottom: 80px;
  background: var(--color-bg-alt);
  min-height: 100vh;
}

.form-container {
  max-width: 800px;
  margin: 0 auto;
}

.form-card {
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.form-header {
  background: linear-gradient(135deg, var(--color-dark), var(--color-primary));
  padding: 32px 40px;
  text-align: center;
}

.form-header h2 {
  color: #fff;
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.form-header p {
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
}

.form-body {
  padding: 40px;
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-grid .full-width {
  grid-column: 1 / -1;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-dark);
}

.form-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-dark);
}

.checkbox-group {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 10px 16px;
}

.checkbox-group label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  font-weight: 400;
  cursor: pointer;
}

.form-group .checkbox-group input[type="checkbox"] {
  width: 16px;
  height: 16px;
  padding: 0;
  accent-color: var(--color-primary);
}

#slik-detail .checkbox-group {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
}

#slik-detail .checkbox-group label {
  display: inline-flex !important;
  align-items: center;
  justify-content: flex-start;
  width: fit-content !important;
  margin: 0;
  line-height: 1.25;
}

#slik-detail .checkbox-group input[type="checkbox"] {
  display: inline-block !important;
  flex: 0 0 16px;
  width: 16px !important;
  height: 16px !important;
  margin: 0 8px 0 0;
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 2px solid rgba(0,0,0,0.08);
  border-radius: var(--radius-sm);
  font-family: var(--font-primary);
  font-size: 0.95rem;
  color: var(--color-text);
  background: var(--color-bg);
  transition: var(--transition);
  outline: none;
  width: 100%;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 4px rgba(212,168,67,0.1);
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

.form-group .help-text {
  font-size: 0.8rem;
  color: var(--color-text-light);
  margin-top: 2px;
}

.form-submit {
  grid-column: 1 / -1;
  margin-top: 12px;
}

.form-submit .btn {
  width: 100%;
  justify-content: center;
  padding: 16px;
  font-size: 1.05rem;
}

.captcha-card {
  max-width: 560px;
  margin: 0 auto;
}

.captcha-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  margin-bottom: 12px;
  border-radius: 50%;
  color: var(--color-primary);
  background: rgba(212, 168, 67, 0.16);
  font-size: 28px;
}

.captcha-question {
  margin-bottom: 20px;
  padding: 18px;
  border: 1px solid rgba(26, 58, 92, 0.14);
  border-radius: var(--radius-sm);
  color: var(--color-primary);
  background: var(--color-bg-alt);
  font-size: 1.5rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-align: center;
}

.captcha-message {
  margin-bottom: 20px;
  padding: 12px 16px;
  border: 1px solid #f5c2c7;
  border-radius: var(--radius-sm);
  color: #842029;
  background: #f8d7da;
}

.captcha-submit {
  width: 100%;
  justify-content: center;
  margin-top: 8px;
}

.application-info-card {
  max-width: 760px;
  margin: 0 auto;
}

.application-info-card .form-header {
  position: relative;
  overflow: hidden;
}

.application-info-card .form-header::after {
  content: '';
  position: absolute;
  width: 180px;
  height: 180px;
  right: -70px;
  bottom: -110px;
  border: 1px solid rgba(212, 168, 67, 0.35);
  border-radius: 50%;
}

.info-alert-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  margin-bottom: 12px;
  border: 1px solid rgba(212, 168, 67, 0.5);
  border-radius: 50%;
  color: var(--color-accent-light);
  font-size: 28px;
}

.application-info-content {
  padding: 40px 48px 44px;
}

.application-info-intro {
  margin-bottom: 24px;
  color: var(--color-text);
  font-size: 1rem;
}

.application-info-intro strong {
  display: block;
  margin-bottom: 8px;
  color: var(--color-primary);
  font-family: var(--font-heading);
  font-size: 1.05rem;
}

.application-info-list {
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: info-step;
}

.application-info-list li {
  position: relative;
  padding: 14px 18px 14px 54px;
  border: 1px solid rgba(26, 58, 92, 0.1);
  border-radius: var(--radius-sm);
  background: var(--color-bg-alt);
  color: var(--color-text);
}

.application-info-list li::before {
  counter-increment: info-step;
  content: counter(info-step);
  position: absolute;
  top: 50%;
  left: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  transform: translateY(-50%);
  border-radius: 50%;
  background: var(--color-accent);
  color: var(--color-dark);
  font-size: 0.8rem;
  font-weight: 700;
}

.application-info-note {
  margin: 28px 0 0;
  padding: 16px 18px;
  border-left: 3px solid var(--color-accent);
  background: rgba(212, 168, 67, 0.1);
  color: var(--color-primary);
  font-size: 0.95rem;
}

.application-info-actions {
  display: flex;
  justify-content: flex-end;
  gap: 12px;
  margin-top: 32px;
}

.application-info-actions .btn {
  min-width: 132px;
  justify-content: center;
}

.btn-cancel {
  border: 1px solid rgba(26, 58, 92, 0.16);
  background: var(--color-bg-alt);
  color: var(--color-primary);
}

.btn-cancel:hover {
  background: #e9edf2;
  color: var(--color-dark);
}

/* SLIK Detail */
.slik-detail {
  display: none;
  grid-column: 1 / -1;
}

.slik-detail.visible {
  display: block;
  padding: 16px;
  border: 1px solid rgba(26, 58, 92, 0.2);
  border-radius: var(--radius-sm);
}

.slik-detail select[multiple] {
  height: auto;
  min-height: 120px;
  padding: 8px;
}

.slik-detail select[multiple] option {
  padding: 8px 12px;
  border-radius: 4px;
}

.slik-detail select[multiple] option:checked {
  background: var(--color-accent);
  color: var(--color-dark);
}

/* ============================================
   SUCCESS PAGE
   ============================================ */
.success-page {
  padding-top: 120px;
  padding-bottom: 80px;
  background: var(--color-bg-alt);
  min-height: 100vh;
  display: flex;
  align-items: center;
}

.success-card {
  background: var(--color-bg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 60px 40px;
  text-align: center;
  max-width: 500px;
  margin: 0 auto;
}

.success-icon {
  width: 80px;
  height: 80px;
  margin: 0 auto 24px;
  background: linear-gradient(135deg, var(--color-success), #2ecc71);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.success-icon .material-icons {
  font-size: 40px;
  color: #fff;
}

.success-card h2 {
  font-size: 1.5rem;
  margin-bottom: 1rem;
}

.success-card p {
  color: var(--color-text-light);
  margin-bottom: 0.75rem;
  line-height: 1.7;
}

.success-card .nomor-pengajuan {
  display: inline-block;
  background: var(--color-bg-alt);
  padding: 12px 28px;
  border-radius: var(--radius-sm);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--color-primary);
  margin: 1.5rem 0;
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  
  .hero-content h1 {
    font-size: 2.8rem;
  }
}

@media (max-width: 768px) {
  .section {
    padding: 60px 0;
  }
  
  .section-title {
    font-size: 2rem;
  }
  
  /* Navbar */
  .navbar-menu {
    display: none;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background: rgba(15, 31, 51, 0.98);
    backdrop-filter: blur(20px);
    flex-direction: column;
    padding: 20px 24px;
    gap: 4px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }
  
  .navbar-menu.open {
    display: flex;
  }
  
  .navbar-menu a {
    width: 100%;
    padding: 12px 16px;
  }
  
  .navbar-menu .btn-nav {
    margin-left: 0;
    text-align: center;
  }
  
  .navbar-toggle {
    display: flex;
  }
  
  /* Hero */
  .hero {
    min-height: auto;
    padding: 120px 0 60px;
  }
  
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .hero-content h1 {
    font-size: 2.2rem;
  }
  
  .hero-image {
    display: flex;
    max-width: 280px;
    margin: 0 auto;
  }

  .hero-image-wrapper {
    max-width: 100%;
  }

  .hero-image::after {
    display: none;
  }

  .hero-image-wrapper::before {
    top: -12px;
    left: -12px;
    right: 12px;
    bottom: 12px;
  }

  .hero-image-wrapper::after {
    width: 50px;
    height: 50px;
    bottom: -12px;
    right: -12px;
  }
  
  /* Solusi */
  .solusi-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .solusi-content h2 {
    font-size: 2rem;
  }
  
  /* Quote */
  .quote-content blockquote {
    font-size: 1.2rem;
    padding: 0 20px;
  }
  
  .quote-content blockquote::before,
  .quote-content blockquote::after {
    font-size: 2.5rem;
  }
  
  /* Features */
  .features-grid {
    grid-template-columns: 1fr 1fr;
    gap: 16px;
  }
  
  .feature-card {
    padding: 24px 16px;
  }
  
  /* Motor */
  .motor-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  
  .motor-content h2 {
    font-size: 1.8rem;
  }
  
  /* Address */
  .address-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  
  .address-info {
    padding: 28px;
  }

  #tableskemaangsuran {
    font-size: 0.88rem;
  }

  #tableskemaangsuran caption,
  #tableskemaangsuran td {
    padding: 14px 16px;
  }
  
  /* Footer */
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  
  /* Form */
  .form-grid {
    grid-template-columns: 1fr;
  }
  
  .form-header {
    padding: 24px 20px;
  }
  
  .form-body {
    padding: 24px 20px;
  }
  
  .form-header h2 {
    font-size: 1.2rem;
  }

  .application-info-content {
    padding: 28px 20px 32px;
  }

  .application-info-actions {
    flex-direction: column-reverse;
  }

  .application-info-actions .btn {
    width: 100%;
  }
  
  /* Success */
  .success-card {
    padding: 40px 24px;
  }
}

@media (max-width: 480px) {
  .features-grid {
    grid-template-columns: 1fr;
  }
  
  .hero-content h1 {
    font-size: 1.8rem;
  }
  
  .hero-actions {
    flex-direction: column;
  }
  
  .hero-actions .btn {
    width: 100%;
    justify-content: center;
  }
  
  .solusi-actions {
    flex-direction: column;
  }
  
  .solusi-actions .btn {
    width: 100%;
    justify-content: center;
  }
  
  .whatsapp-float {
    width: 48px;
    height: 48px;
    bottom: 20px;
    right: 20px;
  }
  
  .whatsapp-float .material-icons {
    font-size: 24px;
  }
}


sub,
sup {
  position: relative;
  font-size: 0.75em;
  line-height: 0;
  vertical-align: baseline;
}

sub {
  bottom: -0.25em;
}

sup {
  top: -0.5em;
}




/* ============================================
   PRIVACY POLICY
   ============================================ */
.privacy-page {
  padding: 150px 0 100px;
  background: var(--color-bg-alt);
}

.privacy-hero {
  max-width: 820px;
  margin: 0 auto 56px;
  text-align: center;
}

.privacy-eyebrow {
  color: var(--color-accent);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.privacy-hero h1 {
  font-size: clamp(2.4rem, 6vw, 4.5rem);
  margin-bottom: 18px;
}

.privacy-hero h1 span {
  color: var(--color-accent);
}

.privacy-intro {
  max-width: 680px;
  margin: 0 auto;
  color: var(--color-text-light);
  font-size: 1.05rem;
}

.privacy-layout {
  display: grid;
  grid-template-columns: 230px minmax(0, 760px);
  gap: 56px;
  align-items: start;
  max-width: 1046px;
  margin: 0 auto;
}

.privacy-contents {
  position: sticky;
  top: 96px;
  padding: 22px;
  background: var(--color-bg);
  border-left: 3px solid var(--color-accent);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-sm);
}

.privacy-contents-title {
  color: var(--color-text-light);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.privacy-contents a {
  display: block;
  padding: 6px 0;
  color: var(--color-text);
  font-size: 0.82rem;
  line-height: 1.4;
}

.privacy-contents a:hover {
  color: var(--color-accent);
}

.privacy-article {
  padding: 40px 48px;
  background: var(--color-bg);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.privacy-section {
  padding-bottom: 36px;
  margin-bottom: 36px;
  border-bottom: 1px solid #e6eaf0;
}

.privacy-section:last-child {
  padding-bottom: 0;
  margin-bottom: 0;
  border-bottom: 0;
}

.privacy-section h2 {
  font-size: clamp(1.35rem, 3vw, 1.85rem);
  margin-bottom: 14px;
}

.privacy-section p {
  color: var(--color-text-light);
  font-size: 0.98rem;
}

.privacy-notice {
  padding: 20px 24px;
  border-left: 3px solid var(--color-accent);
  background: rgba(212, 168, 67, 0.12);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.privacy-note {
  margin-top: 14px;
  font-size: 0.85rem !important;
}

@media (max-width: 800px) {
  .privacy-layout {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .privacy-contents {
    position: static;
  }
}

@media (max-width: 600px) {
  .privacy-page {
    padding: 120px 0 72px;
  }

  .privacy-hero {
    margin-bottom: 36px;
  }

  .privacy-article {
    padding: 28px 22px;
  }
}